FAQ
Do I need a good credit rating?
NO, we don't discriminate provided you can
afford to meet your repayments.
Do I need a job?
NO, but you must have an income paid to a bank such as
centerlink, pension, dole, ect.
How much can I borrow?
We won't let you borrow more than you can afford to
repay, but we need an application to assess your circumstances as everyone
has different costs of living.
How much are my repayments?
They can be as little or as much as you would like - our aim is to get repaid, not to make life harder for you.
Just let us know what you are comfortable repaying and we will do what we can.
Can I vary my payments?
YES, simply contact us and we will assist as much as we can.
Can I pay the loan off early?
YES, and you will get the applicable interest rebate/discount.
Can I get a loan if I already have loans with other lenders?
YES, provided you can afford to make the repayments - we won't approve you for a loan if you
can't afford to pay it off.
Can I ask for a different amount than what is on the application?
YES, just ask and we will consider your request.
Can I ask any other question?
YES, we want you to ask if you are not sure - contact us and we will help straight away.